Building Wealth on Pure Math,
Not Sales Pitches.
Why we created Velora to give Indian investors a transparent, institutional-grade portfolio engine without commissions or complexity.
Hey there! I’m Himanshu.
If there’s one thing I’ve learned from working in financial valuation and grinding through the CFA exams, it’s that investing really shouldn't be as complicated as people make it out to be.
I built Velora to bridge the gap between heavy financial data and everyday investing. The goal was simple: create a clean, bias-free tool that filters through thousands of mutual funds using pure math and solid asset allocation principles—without the noise or agent commissions.
Whether you're just starting out or looking to optimize your existing portfolio, I hope this tool brings a little more clarity to your financial journey.
The 3 Principles Behind Velora
1. Pure Math & Algorithms
Every recommendation is powered by Sharpe ratios, Sortino ratios, alpha, and beta calculated directly from AMFI historical NAVs — zero subjective opinions.
2. Zero Commissions
We only recommend Direct Growth mutual funds and stock-exchange listed ETFs. No distributor commissions eating away at your compounding.
3. True Personalization
Our 3-Pillar assessment evaluates your psychological drawdowns, financial runway, and investment DNA to design a custom asset allocation.
Ready to see what pure math builds for you?
Take our 3-minute risk assessment and receive your customized multi-fund portfolio with exact monthly SIP numbers.